Group Life & Disability Insurance for Employers
Protect your employees and their families with coverage that strengthens retention, confidence, and long-term stability.
Request a Benefits ConsultationHelping Employees Protect What Matters Most
When you offer comprehensive life insurance coverage, employees gain peace of mind knowing their families would be financially protected in the event of an unexpected loss. That confidence allows them to focus on their work — with one less major worry. Employee demand for life and disability coverage continues to grow, making it a key component of any competitive benefits package.
Disability Coverage That Keeps Your Team Whole
When an employee becomes unable to work due to illness or injury, the impact reaches far beyond the individual — it affects productivity, morale, and the employee's financial stability.
Group disability insurance through Enduron replaces a portion of lost income, helping employees stay focused on recovery while your business maintains continuity.
One in four workers will experience a disability lasting 90 days or more before reaching retirement age.
Tailored Benefits Strategy for Your Workforce
Enduron's team works alongside employers to design group benefit programs that balance employee needs with organizational goals. We evaluate carrier options, plan designs, and cost structures to deliver competitive packages.
The right benefits strategy often includes a combination of:
Our Approach
We Assess
We begin by understanding your workforce demographics, current benefits, budget, and organizational goals.
We Market
We present your benefits to multiple carriers, comparing plan designs, rates, and contract terms to find the best fit.
We Implement
We manage the rollout, handle enrollment support, and provide ongoing service so your team stays protected year after year.
Request a Group Benefits Consultation
No pressure. No obligation. Just a clear assessment of how group life and disability coverage can strengthen your benefits package.
Contact UsFrequently Asked Questions
What is the difference between short-term and long-term disability insurance?
Short-term disability (STD) typically covers a portion of an employee's income for a limited period — usually up to 26 weeks — following an illness, injury, or qualifying event like childbirth. Long-term disability (LTD) begins after STD benefits end and can provide income replacement for years or until retirement age, depending on the policy.
How much does group life and disability insurance cost for employers?
Cost varies based on factors like group size, industry, employee demographics, and benefit levels. Group rates are typically more affordable than individual policies because risk is spread across the workforce. Enduron helps you compare options from multiple carriers to find the most competitive pricing for your organization.
Can employees keep their coverage if they leave the company?
Many group life insurance plans include a portability or conversion option, allowing departing employees to continue their coverage as an individual policy. Terms and availability depend on the carrier and plan design. We help structure plans with portability in mind so employees have options when they move on.
What size company qualifies for group benefits?
Most carriers offer group life and disability plans to organizations with as few as two employees. Smaller groups may have different underwriting requirements, but competitive options are available at nearly every size. Enduron works with employers of all sizes to find the right fit.